Pet Insurance
Pet Insurance: Because They’re Family
Say yes to the vet, not no to the bill.
Why this matters: A dog swallows a toy and needs emergency surgery. Veterinary care has advanced, and so have the bills. Pet insurance can help you make treatment decisions based on your pet’s needs rather than only the cost.
What it covers (varies by plan):
- Accidents such as injuries, fractures, and ingestion of foreign objects
- Illnesses such as infections, allergies, and cancer
- Diagnostics, medications, surgery, and hospitalization
- Optional wellness add-ons for exams and vaccinations
- Some plans include hereditary conditions
Common gaps: Pre-existing conditions are typically excluded. Waiting periods apply, and plans differ on annual limits, deductibles, and reimbursement percentages.
Who needs it:
- New puppy and kitten owners (enrolling young is often easier)
- Owners of breeds prone to hereditary conditions
- Anyone who couldn’t comfortably pay a surprise vet bill
FAQ
When should I enroll? As early as possible, before conditions develop that could become excluded.
Is wellness care included? Usually only through an optional add-on.
Can I choose my own vet? Many plans allow any licensed veterinarian.
How does reimbursement work? Commonly you pay the vet, submit a claim, and are reimbursed according to your plan.
Get a Pet Insurance Quote today.