Protecting Your Journey

Drive with Absolute Peace of Mind

Have you ever felt your stomach drop when your vehicle’s "Check Engine" light suddenly illuminates? For most drivers, an unexpected breakdown means a stressful disruption to daily life and a massive, unbudgeted repair bill.

Enter the Vehicle Subscription Service Contract—a modern, flexible approach to automotive protection. Unlike traditional rigid warranties, our program operates as a monthly auto-renewal subscription. You pay a simple monthly base payment (plus a deductible when you need a repair), and we cover the steep costs of parts and labor for mechanical failures due to manufacturer defects or abnormal wear and tear.

Why You Need This Product: Real-World Scenarios

To understand the true value of a Subscription Service Contract, let’s look at how it protects drivers in everyday situations:

Scenario 1: The Unexpected Transmission Failure

  • The Problem: You’re commuting to work when your car suddenly refuses to shift into gear. The repair facility diagnoses a failed automatic transmission—a repair that can easily cost upwards of $3,000 to $4,000 out of pocket.
  • The Solution: Because you have our Bronze Coverage Level, the transmission case and all internally lubricated parts are fully covered. Instead of draining your savings, you simply pay your standard deductible. We authorize the repair with the facility, cover the cost of the parts and labor, and get you back on the road.

Scenario 2: The Rideshare Professional

  • The Problem: You drive for Uber or Lyft to make a living. Most standard vehicle protection plans strictly exclude "Business Use," meaning if your steering or suspension fails while you are on the clock, you are entirely on your own for the repair costs.
  • The Solution: By selecting our Rideshare Coverage Level, your vehicle is explicitly protected for business use. When your steering rack fails, our plan covers the expensive components (including the rack, pinion valve, and power steering pump). You don't lose days of income worrying about how to pay the mechanic.

 

Coverage Levels Designed for Your Needs

We don't believe in one-size-fits-all. You can tailor your protection by choosing from four distinct coverage tiers:

  • Bronze: Essential powertrain protection, covering your Engine, Turbocharger, Transmission, and Drive Axles.
  • Silver: Includes everything in Bronze, plus comprehensive coverage for your Air Conditioning system.
  • Gold / Rideshare: The ultimate sweet spot. Covers Bronze and Silver, plus Engine Cooling, Steering, Suspension, Brakes, Electrical, Hybrid/Plug-in systems, On-Board Modules, Entertainment/Navigation, and Chassis hardware. Note: You must select the Rideshare option if you use your vehicle for income generation.
  • Platinum: Our most comprehensive exclusionary coverage. If a part experiences a mechanical breakdown and isn't specifically excluded in the contract, it’s covered!

Beyond the Garage - Premium Perks

Ancillary Benefits: We Rescue You, Not Just Your Car

A mechanical failure doesn't just cost money at the repair shop; it disrupts your life. That is why our subscription includes premium ancillary benefits administered by Quest Towing Services to ensure you are never left stranded.

Scenario 3: The Stranded Road Tripper

  • The Problem: You are driving to a family reunion two states away. Suddenly, your radiator cracks, and the engine overheats. You are 150 miles from home, stuck on the side of the highway, and need a place to stay while the car is fixed.
  • The Solution: First, you utilize your Emergency Roadside and Towing Service (up to $150 per incident for towing, jumpstarts, flat tires, or lockouts). Next, because your covered repair requires an overnight stay and you are more than 100 miles from home, our Trip Interruption benefit kicks in. We reimburse you for motel and restaurant expenses up to $150 per day (maximum $450). Finally, if you need a temporary vehicle, our Rental Car/Alternative Transportation benefit reimburses you up to $50 per day (maximum $250) for a rental, taxi, or rideshare.

Flexibility and Connectivity

  • Cancel Anytime: Life changes, and so can your coverage. Our contract is a true monthly subscription. You can cancel at any time up to 48 hours before your next scheduled payment.
  • 7-Day Risk-Free Trial: When you enroll, your first 7 days are completely risk-free. If you change your mind within that week (and haven't used any claims or benefits), you receive a 100% refund of your enrollment fee and first month's payment.
  • Optional Monthly Connect Fees: Want to upgrade your daily commute? You can add optional monthly surcharge coverage for integrated benefits like in-vehicle WIFI, Satellite Radio, and OEM connected services.

Important Things to Know

Transparency is our priority. Here are a few important operational details to keep in mind:

  • Maintenance Matters: To keep your coverage active, you must maintain your vehicle according to the manufacturer’s recommendations and keep your receipts.
  • Inspection Period: Any claim filed within the first 45 days of your effective date requires a mandatory third-party inspection (up to a $150 fee paid by you) to verify that the breakdown was not a pre-existing condition. Pre-existing conditions are strictly excluded.
  • Prior Authorization: Always contact us at (844) 277-7376 before any repair work begins. We must authorize the repair with your chosen franchised dealership or licensed repair facility to guarantee payment.

Ready to Protect Your Vehicle?

Don't wait for the next unexpected breakdown to empty your wallet. Take control of your automotive expenses today with a flexible, comprehensive Vehicle Subscription Service Contract.