Drone Insurance
Cover Your Flights
Hobby or business, flying has risks.
Why this matters: A drone clips a roof, falls on a vehicle, or is lost in the water. Homeowners and general liability policies often exclude or limit unmanned aircraft, so these losses can fall on you.
What it covers (policy terms vary):
- Liability for bodily injury and property damage to others
- Physical damage to the drone, sometimes called hull coverage
- Camera, payload, and accessories, where included
- Options for commercial operations, with proof of insurance for clients
Common gaps: Coverage may exclude certain uses, locations, or operators without proper authorization. Review any restrictions on flights over people or crowds and in restricted airspace.
Smart steps: Register your drone as the FAA requires, follow current FAA rules, and if you fly for pay, check commercial pilot requirements.
Who needs it:
- Hobby pilots who fly regularly
- Photographers, real estate agents, inspectors, and surveyors
- Businesses that use drones for marketing or operations
FAQ
Does my homeowners policy cover my drone? Often not, or only partially. Check your policy.
Do I need coverage for hobby flying? Liability coverage can help if something goes wrong.
What if I fly for money? Commercial use typically requires a commercial policy and proper FAA authorization.
Are flights abroad covered? Only if the policy says so. Ask before you travel.
Call to action: Get a Drone Insurance Quote Today!