What is covered by Home Insurance?

There are various things covered by a home insurance policy, but you must remember that this can vary from policy to policy. No two policies are created exactly equal, which is why you must use your best judgment to figure out what suits you best.

Home insurance will cover damage to the home or physical structures on your property, such as your garage. It could cover the loss of property from theft or damage, as well as living expenses you have been hit with if you needed to find somewhere else to stay while your home was being repaired.

Your coverage may also include physical injury costs that others have sustained as a result of negligence on your property. High-value items can be covered too, although you may need to schedule these out on your policy to receive sufficient coverage. Keeping your valuable items in a safe will not only give you peace of mind but could make the coverage cheaper overall.